17 Singapore cards tracked, terms last checked 2026-10-01. Search a merchant, or pick the merchant category code (MCC) you're paying under, to see which card earns the most.
Type a shop, app or brand in Singapore. We find its MCC and the card that earns the most there, including merchant-specific bonuses.
Every page then tells you which of your cards to use. Saved in this browser only.
Enter roughly what you spend each month. Miles use your mile value.
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 5462 Bakeries | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5811 Caterers | UOB Lady's Card 4 mpd | — | — |
| 5812 Eating Places, Restaurants | UOB Lady's Card 4 mpd | — | — |
| 5813 Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques | UOB Lady's Card 4 mpd | — | — |
| 5814 Fast Food Restaurants | UOB Lady's Card 4 mpd | — | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 5411 Grocery Stores, Supermarkets | UOB Lady's Card 4 mpd | UOB One Card 8% cashback | — |
| 5441 Candy, Nut, and Confectionery Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5499 Miscellaneous Food Stores (Convenience, Markets, etc.) | UOB Lady's Card 4 mpd | — | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4111 Local and Suburban Commuter Passenger Transportation | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 4121 Taxicabs and Limousines | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 4131 Bus Lines | — | DBS Live Fresh Card 6% cashback | — |
| 4789 Transportation Services Not Elsewhere Classified | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4112 Passenger Railways | — | DBS Live Fresh Card 6% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4816 Computer Network Services | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5964 Catalog Merchant | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5966 Outbound Telemarketing Merchant | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5967 Direct Marketing – Inbound Teleservices Merchant (Visa: Adult Content and Services) | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5968 Direct Marketing – Continuity/Subscription Merchant | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5969 Other Direct Marketers (Not Elsewhere Classified) | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 5200 Home Supply Warehouse Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5262 Marketplaces | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5310 Discount Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5311 Department Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5331 Variety Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5399 Miscellaneous General Merchandise | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5611 Men's and Boys' Clothing and Accessories Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5621 Women's Ready-to-Wear Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5631 Women's Accessory and Specialty Shops | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5641 Children's and Infants' Wear Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5651 Family Clothing Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5655 Sports and Riding Apparel Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5661 Shoe Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5681 Furriers and Fur Shops | — | DBS Live Fresh Card 6% cashback | — |
| 5691 Men's and Women's Clothing Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5697 Tailors, Alterations | — | DBS Live Fresh Card 6% cashback | — |
| 5698 Wig and Toupee Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5699 Miscellaneous Apparel and Accessory Shops | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5712 Equipment, Furniture, Home Furnishings Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5713 Floor Covering Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5714 Drapery, Window Covering, and Upholstery Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5718 Fireplaces, Fireplace Screens & Accessories | — | DBS Live Fresh Card 6% cashback | — |
| 5719 Miscellaneous Home Furnishing Specialty Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5722 Household Appliance Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5732 Electronics Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5733 Music Stores ‚ Instruments, Sheet Music | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5734 Computer Software Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5735 Record Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5912 Drug Stores and Pharmacies | UOB Lady's Card 4 mpd | — | — |
| 5931 Used Merchandise, Secondhand Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5932 Antique Shops - Sales, Repairs, and Restoration | — | DBS Live Fresh Card 6% cashback | — |
| 5933 Pawn Shops | — | DBS Live Fresh Card 6% cashback | — |
| 5937 Antique Reproductions and Vintage Goods | — | DBS Live Fresh Card 6% cashback | — |
| 5941 Sporting Goods Stores | OCBC Rewards Card 4 mpd | — | — |
| 5942 Book Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5943 Stationery, Office Supplies | — | DBS Live Fresh Card 6% cashback | — |
| 5944 Jewellery, Watches, Clocks | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5945 Hobby, Toy, and Game Shops | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5946 Camera and Photographic Supply Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5947 Gift, Card, Novelty, and Souvenir Shops | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5948 Luggage and Leather Goods Stores | Citi Rewards Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5949 Sewing, Needlework, Fabric, and Piece Goods Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5950 Glassware and Crystal Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5970 Artist's Supply and Craft Shops | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 5973 Religious Goods and Spiritual Items Stores | — | DBS Live Fresh Card 6% cashback | — |
| 5977 Cosmetic Stores | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5978 Typewriter Stores - Sales, Rentals, and Service | — | DBS Live Fresh Card 6% cashback | — |
| 5992 Florists | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 5996 Swimming Pools - Sales, Supplies, and Service | — | DBS Live Fresh Card 6% cashback | — |
| 5997 Electric Razor Stores - Sales and Service | — | DBS Live Fresh Card 6% cashback | — |
| 5999 Miscellaneous and Specialty Retail Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 7832 Motion Picture Theaters and Cinemas | UOB Lady's Card 4 mpd | — | — |
| 7841 Video Tape Rental Stores | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 7922 Theatrical Ticket Agencies | UOB Lady's Card 4 mpd | — | — |
| 7991 Tourist Attractions and Exhibits | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 7996 Amusement Parks/Carnivals/Circuses | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 7998 Aquariums, Seaquariums, Dolphinariums | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| 7999 Recreation Services - Miscellaneous | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | — | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 9751 U.K. Supermarkets - Electronic Hot File | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4011 Railroads - Freight | — | DBS Live Fresh Card 6% cashback | — |
| 4214 Motor Freight Carriers and Trucking | — | DBS Live Fresh Card 6% cashback | — |
| 4215 Courier Services - Air and Ground, Freight Forwarders | — | DBS Live Fresh Card 6% cashback | — |
| 4225 Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage | — | DBS Live Fresh Card 6% cashback | — |
| 5021 Office and Commercial Furniture | — | DBS Live Fresh Card 6% cashback | — |
| 5045 Computers and Computer Peripheral Equipment and Software | — | DBS Live Fresh Card 6% cashback | — |
| 5065 Electrical Parts and Equipment | — | DBS Live Fresh Card 6% cashback | — |
| 5094 Precious Stones, Metals, Watches, and Jewelry (Wholesale) | — | DBS Live Fresh Card 6% cashback | — |
| 5111 Stationery, Office Supplies, Printing, and Writing Paper | — | DBS Live Fresh Card 6% cashback | — |
| 5137 Uniforms and Commercial Clothing | — | DBS Live Fresh Card 6% cashback | — |
| 5139 Commercial Footwear (Wholesale) | — | DBS Live Fresh Card 6% cashback | — |
| 5193 Florists Supplies, Nursery Stock, and Flowers | — | DBS Live Fresh Card 6% cashback | — |
| 7230 Barber and Beauty Shops | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 7251 Shoe Repair, Hat Cleaning, and Shine Parlors | — | DBS Live Fresh Card 6% cashback | — |
| 7273 Dating and Escort Services | — | DBS Live Fresh Card 6% cashback | — |
| 7277 Counseling Services - Debt, Marriage, Personal | — | DBS Live Fresh Card 6% cashback | — |
| 7278 Buying and Shopping Services and Clubs | UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 7297 Massage Parlors and Health Spas | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 7298 Health and Beauty Spas | UOB Lady's Card 4 mpd | DBS Live Fresh Card 6% cashback | — |
| 7299 Miscellaneous Personal Services | — | DBS Live Fresh Card 6% cashback | — |
| 7321 Credit Reporting Agencies | — | DBS Live Fresh Card 6% cashback | — |
| 7361 Employment/Temp Agencies | — | DBS Live Fresh Card 6% cashback | — |
| 7392 Management, Consulting, and Public Relations Services | — | DBS Live Fresh Card 6% cashback | — |
| 8351 Child Care Services and Day Care Centers | — | DBS Live Fresh Card 6% cashback | — |