MCC 4789 · Transportation Services Not Elsewhere Classified · Transportation
For MCC 4789 (Transportation Services Not Elsewhere Classified) in Singapore, the UOB Lady's Card earns the most miles at 4 mpd (cap: Bonus UNI$1,800 per calendar month (= S$1,000 spend)), and the DBS Live Fresh Card gives the highest cashback at 6% (cap: S$20 bonus cashback per calendar month).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.UOB Lady's Card
Chosen bonus category: Transport
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Local commuter transport, taxis/limousines, transport services, service stations & automated fuel dispensers.
Terms checked 2026-09-24 · Issuer terms ·
2.UOB Lady's Solitaire Card
Chosen bonus category: Transport
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Local commuter transport, taxis/limousines, transport services, service stations & automated fuel dispensers.
Terms checked 2026-10-01 · Issuer terms ·
4.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.OCBC 90°N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
6.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
11.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.DBS Live Fresh Card
Transport Spend (public transport, ride-hailing, taxis; SG and overseas)
0.3% base plus 5.7% bonus. MCC 7511 was removed from the list from 1 Dec 2025. EZ-Link, TRANSIT and FLASHPAY ATU top-ups are excluded by merchant name.
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 4789 as their main code. Seen a different code? Report it.
For MCC 4789 (Transportation Services Not Elsewhere Classified) in Singapore, the UOB Lady's Card earns the most miles at 4 mpd (cap: Bonus UNI$1,800 per calendar month (= S$1,000 spend)), and the DBS Live Fresh Card gives the highest cashback at 6% (cap: S$20 bonus cashback per calendar month).
MCC 4789 is the merchant category code for Transportation Services Not Elsewhere Classified (Transportation). Covers transportation services not classified under a more specific code, which may include shuttle services, private transport operators and other passenger or goods transport not elsewhere listed. More specific codes exist for commuter transit (4111), passenger rail (4112), bus lines (4131), taxis (4121) and tolls (4784).
Merchants in Singapore seen with MCC 4789 include Ninja Van, Lalamove, Grab Delivery, HelloRide, ShareTransport, easybook. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.