MCC 5735 · Record Stores · Retail
For MCC 5735 (Record Stores) in Singapore, the UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) earns the most miles at 4 mpd (cap: Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Department Stores and Retail Stores
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here). MCC 5965 no longer earns (from 1 Oct 2024).
Terms checked 2026-10-01 · Issuer terms ·
3.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.OCBC 90°N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
5.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
11.UOB Lady's Solitaire Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
For MCC 5735 (Record Stores) in Singapore, the UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa) earns the most miles at 4 mpd (cap: Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025).
MCC 5735 is the merchant category code for Record Stores (Retail). MCC 5735 covers record stores selling recorded music such as vinyl records, CDs, and cassettes. Digital music downloads and streaming subscriptions generally use digital goods codes such as 5815 or 5818, and musical instrument stores use 5733. Many music retailers also sell other media and may be coded differently.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.