Best credit card for MCC 9754 in Singapore

MCC 9754 · Gambling - Horse/Dog Racing, State Lottery · Gambling

For MCC 9754 (Gambling - Horse/Dog Racing, State Lottery) in Singapore, none of the cards we track gives a bonus. 3 cards (Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card) earn nothing on this code.

Tick the cards you hold to see which one to use here.

Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

Cards ranked for MCC 9754

Best overall

1 mile is worthS$

1.UOB One Card3.33% cashback≈ 3.3% back
2.UOB PRVI Miles Card1.4 mpd≈ 2.1% back
3.DBS Altitude Card (Visa Signature / American Express)1.3 mpd≈ 1.9% back
4.OCBC 90°N Card (Visa / Mastercard)1.3 mpd≈ 1.9% back
5.American Express Singapore Airlines KrisFlyer Ascend Credit Card1.2 mpd≈ 1.8% back

Miles are converted at your mile value; points cards without a published point value are listed separately below.

Miles cards

1.UOB PRVI Miles Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.4 mpd
2.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.3 mpd
3.OCBC 90°N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.3 mpd
4.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.2 mpd
5.DBS Woman's World Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.4 mpd
6.OCBC Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.4 mpd
7.UOB Lady's Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.4 mpd
8.UOB Lady's Solitaire Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.4 mpd
9.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.4 mpd

Cashback cards

1.UOB One Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.33% cashback
2.DBS Live Fresh Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
3.UOB EVOL Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.3% cashback
4.OCBC 365 Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.25% cashback

Points cards

1.Trust Link Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.22 pts per S$1

Cards that earn nothing on this MCC

Citi Cash Back+ CardCiti PremierMiles CardCiti Rewards Card

Sources (79)

FAQ

Which credit card is best for MCC 9754 in Singapore?

What is MCC 9754?

MCC 9754 is the merchant category code for Gambling - Horse/Dog Racing, State Lottery (Gambling). A code for gambling on horse and dog racing and state lottery tickets. Other betting and casino gambling uses 7995, and online government-licensed casinos use 7801. It is a gambling code that card networks classify as high risk.

Which cards earn no rewards on MCC 9754 in Singapore?

Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card exclude MCC 9754 from rewards according to their terms and conditions.

MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.