MCC 5912 · Drug Stores and Pharmacies · Pharmacies
For MCC 5912 (Drug Stores and Pharmacies) in Singapore, the UOB Lady's Card earns the most miles at 4 mpd (cap: Bonus UNI$1,800 per calendar month (= S$1,000 spend)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.UOB Lady's Card
Chosen bonus category: Beauty & Wellness
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Discount/mass/drug stores, cosmetics stores, barber & beauty shops, health & beauty spas, massage parlours.
Terms checked 2026-09-24 · Issuer terms ·
2.UOB Lady's Solitaire Card
Chosen bonus category: Beauty & Wellness
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Discount/mass/drug stores, cosmetics stores, barber & beauty shops, health & beauty spas, massage parlours.
Terms checked 2026-10-01 · Issuer terms ·
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Department Stores and Retail Stores
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here). MCC 5965 no longer earns (from 1 Oct 2024).
Terms checked 2026-10-01 · Issuer terms ·
5.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.OCBC 90°N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
7.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
Highlighted merchants use MCC 5912 as their main code. Seen a different code? Report it.
For MCC 5912 (Drug Stores and Pharmacies) in Singapore, the UOB Lady's Card earns the most miles at 4 mpd (cap: Bonus UNI$1,800 per calendar month (= S$1,000 spend)).
MCC 5912 is the merchant category code for Drug Stores and Pharmacies (Pharmacies). MCC 5912 covers drugstores, pharmacies, and pet pharmacies, including prescription and over-the-counter medicines, health products, and toiletries. It is distinct from 5122 (drug wholesalers) and 5499 (miscellaneous food and health stores). Pharmacy chains that also sell groceries or beauty products typically still use 5912.
Merchants in Singapore seen with MCC 5912 include Guardian, Unity Pharmacy, Watson's, Hoolah Singapore Pte Ltd. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.