MCC 8220 · Colleges, Universities · Education
For MCC 8220 (Colleges, Universities) in Singapore, none of the cards we track gives a bonus. 16 cards (Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
Highlighted merchants use MCC 8220 as their main code. Seen a different code? Report it.
For MCC 8220 (Colleges, Universities) in Singapore, none of the cards we track gives a bonus. 16 cards (Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card…) earn nothing on this code.
MCC 8220 is the merchant category code for Colleges, Universities (Education). MCC 8220 covers colleges, universities, professional schools, and junior colleges, including tuition and fees paid directly to the institution. Primary and secondary schools use 8211, vocational and trade schools use 8249, and schools and educational services not classified elsewhere use 8299.
Merchants in Singapore seen with MCC 8220 include PSB Academy, Ngee Ann Polytechnic, Singapore Polytechnic, Temasek Polytechnic, NUS, SMU, SIT, National University Of Singapore. A merchant's MCC can differ by payment channel, so check the code on your statement.
Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card, DBS Altitude Card (Visa Signature / American Express), DBS Live Fresh Card, DBS Woman's World Card, OCBC 365 Credit Card, OCBC 90°N Card (Visa / Mastercard), OCBC Rewards Card, Trust Link Credit Card, UOB EVOL Card, UOB Lady's Card, UOB Lady's Solitaire Card, UOB One Card, UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa), UOB PRVI Miles Card exclude MCC 8220 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.