MCC 5531 · Auto and Home Supply Stores · Automotive
For MCC 5531 (Auto and Home Supply Stores) in Singapore, the DBS Live Fresh Card gives the highest cashback at 6% (cap: S$50 bonus cashback per calendar month).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
2.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.OCBC 90°N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
10.UOB Lady's Solitaire Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
11.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5531 (Auto and Home Supply Stores) in Singapore, the DBS Live Fresh Card gives the highest cashback at 6% (cap: S$50 bonus cashback per calendar month).
MCC 5531 is the merchant category code for Auto and Home Supply Stores (Automotive). MCC 5531 covers auto and home supply stores that sell vehicle parts and accessories alongside household goods such as tools, appliances, and garden supplies. It is often confused with 5533 (automotive parts and accessories stores), which covers stores focused mainly on car parts, and with 5200 or 5251 for home improvement and hardware.
Merchants in Singapore seen with MCC 5531 include Lim Tayar. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.