MCC 6012 · Merchandise and Services (Financial Institutions) · Financial
For MCC 6012 (Merchandise and Services (Financial Institutions)) in Singapore, none of the cards we track gives a bonus. 16 cards (Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
Highlighted merchants use MCC 6012 as their main code. Seen a different code? Report it.
For MCC 6012 (Merchandise and Services (Financial Institutions)) in Singapore, none of the cards we track gives a bonus. 16 cards (Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card…) earn nothing on this code.
MCC 6012 is the merchant category code for Merchandise and Services (Financial Institutions) (Financial). MCC 6012 covers merchandise and services sold by financial institutions, such as fees for banking services, loan payments, and purchases of financial products from banks. It is often confused with 6011 (automated cash disbursements, ATMs) and 6010 (manual cash disbursements). It is commonly treated as a high-risk category.
Merchants in Singapore seen with MCC 6012 include Trust Bank, UOB, Wise, WorldRemit, American Express, Bank of China, Citibank, Credit Card Annual Fees, Other Fees & Charges. A merchant's MCC can differ by payment channel, so check the code on your statement.
Citi Cash Back+ Card, Citi PremierMiles Card, Citi Rewards Card, DBS Altitude Card (Visa Signature / American Express), DBS Live Fresh Card, DBS Woman's World Card, OCBC 365 Credit Card, OCBC 90°N Card (Visa / Mastercard), OCBC Rewards Card, Trust Link Credit Card, UOB EVOL Card, UOB Lady's Card, UOB Lady's Solitaire Card, UOB One Card, UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa), UOB PRVI Miles Card exclude MCC 6012 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.