MCC 5965 · Combination Catalog and Retail Merchant · Retail/Direct Mktg
For MCC 5965 (Combination Catalog and Retail Merchant) in Singapore, none of the cards we track gives a bonus. 6 cards (UOB EVOL Card, UOB Lady's Card, UOB Lady's Solitaire Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.OCBC 90°N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
3.American Express Singapore Airlines KrisFlyer Ascend Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
Highlighted merchants use MCC 5965 as their main code. Seen a different code? Report it.
For MCC 5965 (Combination Catalog and Retail Merchant) in Singapore, none of the cards we track gives a bonus. 6 cards (UOB EVOL Card, UOB Lady's Card, UOB Lady's Solitaire Card…) earn nothing on this code.
MCC 5965 is the merchant category code for Combination Catalog and Retail Merchant (Retail/Direct Mktg). Covers direct marketing merchants that sell through both catalogues (print or online) and physical retail stores. Catalogue-only merchants use 5964, and other direct marketing retailers typically use 5969. Transactions may occur in store, online, by phone or by mail order.
Merchants in Singapore seen with MCC 5965 include Betterware (global), Frasers Experience (FRx). A merchant's MCC can differ by payment channel, so check the code on your statement.
UOB EVOL Card, UOB Lady's Card, UOB Lady's Solitaire Card, UOB One Card, UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa), UOB PRVI Miles Card exclude MCC 5965 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.