5 Canada cards tracked, terms last checked 2026-09-24. Search a merchant, or pick the merchant category code (MCC) you're paying under, to see which card earns the most.
Type a shop, app or brand in Canada. We find its MCC and the card that earns the most there, including merchant-specific bonuses.
Every page then tells you which of your cards to use. Saved in this browser only.
Enter roughly what you spend each month. Miles use your mile value.
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 5411 Grocery Stores, Supermarkets | — | Scotia Momentum Visa Infinite+ Card 4% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4111 Local and Suburban Commuter Passenger Transportation | — | TD Cash Back Visa Infinite Card 3% cashback | — |
| 4121 Taxicabs and Limousines | — | Scotia Momentum Visa Infinite+ Card 2% cashback | — |
| 4131 Bus Lines | — | Scotia Momentum Visa Infinite+ Card 2% cashback | — |
| 4789 Transportation Services Not Elsewhere Classified | — | Scotia Momentum Visa Infinite+ Card 2% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4112 Passenger Railways | — | Scotia Momentum Visa Infinite+ Card 2% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 5815 Media, Books, Movies, Music | — | TD Cash Back Visa Infinite Card 3% cashback | — |
| 5816 Digital Goods – Games | — | TD Cash Back Visa Infinite Card 3% cashback | — |
| 5817 Applications (Excludes Games) | — | TD Cash Back Visa Infinite Card 3% cashback | — |
| 5818 Large Digital Goods Merchant | — | TD Cash Back Visa Infinite Card 3% cashback | — |
| MCC | Best miles | Best cashback | Cards excluding it |
|---|---|---|---|
| 4899 Cable, Satellite, and Other Pay Television and Radio | — | TD Cash Back Visa Infinite Card 3% cashback | — |