MCC 5815 · Media, Books, Movies, Music · Digital Goods
For MCC 5815 (Media, Books, Movies, Music) in Canada, the TD Cash Back Visa Infinite Card gives the highest cashback at 3% (cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-24. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.TD Cash Back Visa Infinite Card
Streaming, Digital Gaming & Media
Cap shared with recurring bill payments.
Terms checked 2026-09-24 · Issuer terms ·
2.CIBC Dividend Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Scotia Momentum Visa Infinite+ Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.CIBC Aventura Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Scotiabank Gold American Express Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5815 (Media, Books, Movies, Music) in Canada, the TD Cash Back Visa Infinite Card gives the highest cashback at 3% (cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%).
MCC 5815 is the merchant category code for Media, Books, Movies, Music (Digital Goods). MCC 5815 covers digital goods media, including e-books, streaming or downloadable movies, music, and other digital media content. It is part of the 5815-5818 digital goods family, alongside 5816 (games), 5817 (applications), and 5818 (large digital goods merchants). Some streaming services instead use 4899 (cable and pay television) or other codes.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.