MCC 4131 · Bus Lines · Bus Lines
For MCC 4131 (Bus Lines) in Canada, the Scotia Momentum Visa Infinite+ Card gives the highest cashback at 2% (cap: C$25,000 annual spend in the 2% tier).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-24. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Scotia Momentum Visa Infinite+ Card
Gas stations, EV charging, transit and rideshare
Each accelerated tier (4% and 2%) has its own C$25,000 annual spend limit, resetting every 12 months from the account-opening statement period
Terms checked 2026-09-24 · Issuer terms ·
2.CIBC Dividend Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.TD Cash Back Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.CIBC Aventura Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Scotiabank Gold American Express Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 4131 (Bus Lines) in Canada, the Scotia Momentum Visa Infinite+ Card gives the highest cashback at 2% (cap: C$25,000 annual spend in the 2% tier).
MCC 4131 is the merchant category code for Bus Lines (Bus Lines). MCC 4131 covers bus lines, including scheduled intercity coach services, charter buses, and tour bus operators. It is frequently confused with 4111, which covers local commuter transport such as city buses; many urban public bus networks are coded 4111, while long-distance coaches and charters typically use 4131. Sightseeing tours may also appear under 4722 when sold by a tour operator.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.