MCC 5411 · Grocery Stores, Supermarkets · Retail
For MCC 5411 (Grocery Stores, Supermarkets) in Canada, the Scotia Momentum Visa Infinite+ Card gives the highest cashback at 4% (cap: C$25,000 annual spend in the 4% tier (shared with recurring bill payments)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-24. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Scotia Momentum Visa Infinite+ Card
Grocery stores
Visa-classified Grocery Stores (MCC 5411).
Terms checked 2026-09-24 · Issuer terms ·
2.TD Cash Back Visa Infinite Card
Grocery Stores and Supermarkets
Terms checked 2026-09-24 · Issuer terms ·
3.CIBC Dividend Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.CIBC Aventura Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Scotiabank Gold American Express Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5411 as their main code. Seen a different code? Report it.
For MCC 5411 (Grocery Stores, Supermarkets) in Canada, the Scotia Momentum Visa Infinite+ Card gives the highest cashback at 4% (cap: C$25,000 annual spend in the 4% tier (shared with recurring bill payments)).
MCC 5411 is the merchant category code for Grocery Stores, Supermarkets (Retail). MCC 5411 covers grocery stores and supermarkets selling a full line of food for home preparation, including fresh produce, meat, dairy, and packaged goods, along with household items. It is commonly confused with 5499 (Miscellaneous Food Stores, including convenience stores and specialty food shops), 5300 (Wholesale Clubs), and 5310 (Discount Stores).
Merchants in Canada seen with MCC 5411 include Bulk Barn, Federated Co-operatives, Marché Adonis, Northern Store, Rabba, Smith's, The Grocery Outlet, The Source Bulk Foods. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.