MCC 5552 · Electric Vehicle Charging Stations · Electric Vehicle Charging
For MCC 5552 (Electric Vehicle Charging Stations) in Canada, the CIBC Dividend Visa Infinite Card gives the highest cashback at 4% (cap: 4%/2% rates apply to the first C$50,000 in total net annual card purchases OR the first C$20,000 of annual purchases in the 4%/2% categories combined, whichever comes first; resets after the December statement).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-24. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.CIBC Dividend Visa Infinite Card
Electric vehicle charging
Explicitly defined as merchants classified as EV charging with MCC 5552.
Terms checked 2026-09-24 · Issuer terms ·
2.TD Cash Back Visa Infinite Card
Gas & Electric Vehicle Charging
Terms checked 2026-09-24 · Issuer terms ·
3.Scotia Momentum Visa Infinite+ Card
Gas stations, EV charging, transit and rideshare
Each accelerated tier (4% and 2%) has its own C$25,000 annual spend limit, resetting every 12 months from the account-opening statement period
Terms checked 2026-09-24 · Issuer terms ·
1.CIBC Aventura Visa Infinite Card
Electric vehicle charging
Explicitly defined as EV charging with MCC 5552.
Terms checked 2026-09-24 · Issuer terms ·
2.Scotiabank Gold American Express Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5552 (Electric Vehicle Charging Stations) in Canada, the CIBC Dividend Visa Infinite Card gives the highest cashback at 4% (cap: 4%/2% rates apply to the first C$50,000 in total net annual card purchases OR the first C$20,000 of annual purchases in the 4%/2% categories combined, whichever comes first; resets after the December statement).
MCC 5552 is the merchant category code for Electric Vehicle Charging Stations (Electric Vehicle Charging). MCC 5552 covers electric vehicle charging stations, including public charging networks and charging sessions paid by card or app. It was introduced relatively recently to separate EV charging from fuel purchases at 5541 and 5542. Some charging providers still process under older codes, such as utilities or parking, depending on their setup.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.