MCC Explorer

API & Database

API DocsMCP
MCC Explorer
Best card by MCCExploreBlogGuidesPricingAPI DocsContactPrivacyTerms

© 2026 MCC Explorer

    MCC Explorer

    API & Database

    API DocsMCP
    Best card by MCC / Canada / MCC 5542

    Best credit card for MCC 5542 in Canada

    MCC 5542 · Automated Fuel Dispensers · Fuel

    For MCC 5542 (Automated Fuel Dispensers) in Canada, the TD Cash Back Visa Infinite Card gives the highest cashback at 3% (cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-09-24. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5542

    Best overall

    1. 1.TD Cash Back Visa Infinite Card3% cashback · cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%≈ 3.0% back
    2. 2.Scotia Momentum Visa Infinite+ Card2% cashback · cap: C$25,000 annual spend in the 2% tier≈ 2.0% back
    3. 3.CIBC Dividend Visa Infinite Card1% cashback≈ 1.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.TD Cash Back Visa Infinite Card

      Gas & Electric Vehicle Charging

      Cap First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%

      Terms checked 2026-09-24 · Issuer terms ·

      3% cashback
    • 2.Scotia Momentum Visa Infinite+ Card

      Gas stations, EV charging, transit and rideshare

      Cap C$25,000 annual spend in the 2% tier

      Each accelerated tier (4% and 2%) has its own C$25,000 annual spend limit, resetting every 12 months from the account-opening statement period

      Terms checked 2026-09-24 · Issuer terms ·

      2% cashback
    • 3.CIBC Dividend Visa Infinite Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1% cashback

    Points cards

    • 1.CIBC Aventura Visa Infinite Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 pts per C$1
    • 2.Scotiabank Gold American Express Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 pts per C$1
    Sources (8)
    • TD Cash Back Visa Infinite Card - product page (footnote 3)
    • Scotia Momentum Visa Infinite+ Card - product page (legal footnote 04)
    • Scotia Momentum Visa Infinite Cash Back Program Terms
    • CIBC Dividend Visa Infinite Card - product page
    • CIBC Aventura Visa Infinite Card - product page
    • CIBC Aventura Visa Infinite Benefits Guide (footnotes 11-13)
    • Aventura Rewards Program Terms and Conditions
    • Scotiabank Gold American Express Card - product page and legal footnotes
    Merchants in Canada using MCC 5542
    Canadian Tire Gas+ChevronCircle KCo-op Gas BarCouche-TardFas GasFortinosHuskyIrving OilLoblawsMr. GasNo FrillsOlcoPetro-CanadaPioneer (gas stations)Real Canadian SuperstoreSave-On-FoodsSobeysSunocoUltramarZehrs

    Highlighted merchants use MCC 5542 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 5542 in Canada?

    For MCC 5542 (Automated Fuel Dispensers) in Canada, the TD Cash Back Visa Infinite Card gives the highest cashback at 3% (cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%).

    What is MCC 5542?

    MCC 5542 is the merchant category code for Automated Fuel Dispensers (Fuel). MCC 5542 covers automated fuel dispensers, meaning self-service, pay-at-the-pump terminals where the card is used directly at the pump. It is closely related to 5541 (Service Stations), which covers fuel paid for inside the station, often with a convenience store. Rewards and pre-authorisation holds can differ between the two.

    Which merchants in Canada use MCC 5542?

    Merchants in Canada seen with MCC 5542 include Canadian Tire Gas+, Chevron, Circle K, Co-op Gas Bar, Couche-Tard, Fas Gas, Fortinos, Husky. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

    MCC Explorer
    Best card by MCCExploreBlogGuidesPricingAPI DocsContactPrivacyTerms

    © 2026 MCC Explorer