MCC 5541 · Service Stations · Fuel
For MCC 5541 (Service Stations) in Canada, the TD Cash Back Visa Infinite Card gives the highest cashback at 3% (cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-24. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.TD Cash Back Visa Infinite Card
Gas & Electric Vehicle Charging
Terms checked 2026-09-24 · Issuer terms ·
2.Scotia Momentum Visa Infinite+ Card
Gas stations, EV charging, transit and rideshare
Each accelerated tier (4% and 2%) has its own C$25,000 annual spend limit, resetting every 12 months from the account-opening statement period
Terms checked 2026-09-24 · Issuer terms ·
3.CIBC Dividend Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.CIBC Aventura Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Scotiabank Gold American Express Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5541 as their main code. Seen a different code? Report it.
For MCC 5541 (Service Stations) in Canada, the TD Cash Back Visa Infinite Card gives the highest cashback at 3% (cap: First C$15,000 of annual purchases per category group (grocery; gas & EV; transit; recurring + streaming/digital), then 1%).
MCC 5541 is the merchant category code for Service Stations (Fuel). MCC 5541 covers service stations, including fuel purchases made inside the station and, in some cases, related services such as car washes or minor repairs. It is often confused with 5542 (automated fuel dispensers), which is used for pay-at-the-pump transactions. Purchases at an attached convenience store may also be coded 5541 or 5499 depending on the setup.
Merchants in Canada seen with MCC 5541 include Ultramar, Centex, Husky, Irving Oil, Mr. Gas, Olco, Petro-Canada, Pioneer (gas stations). A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.