Watson's MCC Code

Best credit card for Watson's

In Singapore (MCC 5912)

Top miles cards

1.UOB Lady's Card
Chosen bonus category: Beauty & Wellness
Cap Bonus UNI$1,800 per calendar month (= S$1,000 spend)
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Discount/mass/drug stores, cosmetics stores, barber & beauty shops, health & beauty spas, massage parlours.
Terms checked 2026-09-24 · Issuer terms ·
4 mpd
2.UOB Lady's Solitaire Card
Chosen bonus category: Beauty & Wellness
Cap Bonus UNI$1,350 (S$750 spend) per calendar month per selected category; max 2 categories (S$1,500/month total) since 1 Aug 2025
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Discount/mass/drug stores, cosmetics stores, barber & beauty shops, health & beauty spas, massage parlours.
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Department Stores and Retail Stores
Cap Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here). MCC 5965 no longer earns (from 1 Oct 2024).
Terms checked 2026-10-01 · Issuer terms ·
4 mpd

Top cashback cards

1.UOB One Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.33% cashback
2.Citi Cash Back+ Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.6% cashback
3.DBS Live Fresh Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback

All Singapore cards for MCC 5912

In Philippines (MCC 5912)

Top cashback cards

1.BPI Amore Cashback Card
Drug stores and utilities
Cap Php 15,000 per calendar year (combined)Min spend Php 1,000 per transaction
Local or online transactions; computed per full Php 1,000 increment
Terms checked 2026-09-24 · Issuer terms ·
1% cashback
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.5% cashback

In Vietnam (MCC 5912)

Top cashback cards

1.VPBank Lady Mastercard
Beauty care / Health care / Fashion / Entertainment
Cap VND 300,000 per statement (VND 150,000 below VND 15m spend)Min spend 15% if total spend is at least VND 15m per statement cycle; 7.5% below
The issuer's list includes 9405 (Intra-Government Purchases) and 5561 (Recreational and Utility Trailers, under Fashion); both are kept as published
Terms checked 2026-10-01 · Issuer terms ·
15% cashback
2.HSBC Cash Back Credit Card
Health care
Cap Unlimited
Terms checked 2026-09-24 · Issuer terms ·
1% cashback

Based on published card terms; the MCC can differ by payment channel, so check your statement.

In Singapore (MCC 5912)

Top miles cards

Top cashback cards

In Philippines (MCC 5912)

Top cashback cards

In Vietnam (MCC 5912)

Top cashback cards

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