MCC 5912 · Drug Stores and Pharmacies · Pharmacies
For MCC 5912 (Drug Stores and Pharmacies) in Philippines, the BPI Amore Cashback Card gives the highest cashback at 1% (cap: Php 15,000 per calendar year (combined)). 1 card (HSBC Live+ Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.BPI Amore Cashback Card
Drug stores and utilities
Local or online transactions; computed per full Php 1,000 increment
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5912 as their main code. Seen a different code? Report it.
For MCC 5912 (Drug Stores and Pharmacies) in Philippines, the BPI Amore Cashback Card gives the highest cashback at 1% (cap: Php 15,000 per calendar year (combined)). 1 card (HSBC Live+ Credit Card) earn nothing on this code.
MCC 5912 is the merchant category code for Drug Stores and Pharmacies (Pharmacies). MCC 5912 covers drugstores, pharmacies, and pet pharmacies, including prescription and over-the-counter medicines, health products, and toiletries. It is distinct from 5122 (drug wholesalers) and 5499 (miscellaneous food and health stores). Pharmacy chains that also sell groceries or beauty products typically still use 5912.
Merchants in Philippines seen with MCC 5912 include Botika ng Barangay, Farmacia ni Dok, Generika, Grace Pharmacy, HB1, Rose Pharmacy, Saint Joseph Drug, The Generics Pharmacy. A merchant's MCC can differ by payment channel, so check the code on your statement.
HSBC Live+ Credit Card exclude MCC 5912 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.