MCC 5912 · Drug Stores and Pharmacies · Pharmacies
For MCC 5912 (Drug Stores and Pharmacies) in Vietnam, the VPBank Lady Mastercard gives the highest cashback at 15% (cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.VPBank Lady Mastercard
Beauty care / Health care / Fashion / Entertainment
The issuer's list includes 9405 (Intra-Government Purchases) and 5561 (Recreational and Utility Trailers, under Fashion); both are kept as published
Terms checked 2026-10-01 · Issuer terms ·
3.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
10.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5912 as their main code. Seen a different code? Report it.
For MCC 5912 (Drug Stores and Pharmacies) in Vietnam, the VPBank Lady Mastercard gives the highest cashback at 15% (cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)).
MCC 5912 is the merchant category code for Drug Stores and Pharmacies (Pharmacies). MCC 5912 covers drugstores, pharmacies, and pet pharmacies, including prescription and over-the-counter medicines, health products, and toiletries. It is distinct from 5122 (drug wholesalers) and 5499 (miscellaneous food and health stores). Pharmacy chains that also sell groceries or beauty products typically still use 5912.
Merchants in Vietnam seen with MCC 5912 include Pharmacity. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.