What MCC code does Guardian use for credit card transactions?
1.OCBC Rewards Card
Selected merchants (10X OCBC$)
Merchant list per T&C (OCBC may update it on its webpage). MCC 5411 (grocery) transactions earn no bonus. 'Shopee Pay' under MCC 5262 earns no OCBC$ at all.
Terms checked 2026-10-01 路 Issuer terms 路
2.UOB Lady's Card
Chosen bonus category: Beauty & Wellness
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Discount/mass/drug stores, cosmetics stores, barber & beauty shops, health & beauty spas, massage parlours.
Terms checked 2026-09-24 路 Issuer terms 路
3.UOB Lady's Solitaire Card
Chosen bonus category: Beauty & Wellness
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Discount/mass/drug stores, cosmetics stores, barber & beauty shops, health & beauty spas, massage parlours.
Terms checked 2026-10-01 路 Issuer terms 路
1.BPI Amore Cashback Card
Drug stores and utilities
Local or online transactions; computed per full Php 1,000 increment
Terms checked 2026-09-24 路 Issuer terms 路
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
1.VPBank Lady Mastercard
Beauty care / Health care / Fashion / Entertainment
The issuer's list includes 9405 (Intra-Government Purchases) and 5561 (Recreational and Utility Trailers, under Fashion); both are kept as published
Terms checked 2026-10-01 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Primary MCC
5912
Category
Pharmacies
Total MCC Codes
1
Available In
2 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Guardian on your statement?
Report the MCC you sawNo rewards on this code: HSBC Live+ Credit Card.
3.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路