What MCC code does WhyQ use for credit card transactions?
WhyQ transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for WhyQ:
1.UOB Lady's Card
Chosen bonus category: Dining
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-09-24 路 Issuer terms 路
2.UOB Lady's Solitaire Card
Chosen bonus category: Dining
Primary MCC
5499
Category
Food Retail
Total MCC Codes
3
Available In
1 region
Data source
Reported by the community
Saw a different MCC for WhyQ on your statement?
Report the MCC you sawSelect up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-10-01 路 Issuer terms 路
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Supermarkets, Dining and Food Delivery
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here).
Terms checked 2026-10-01 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.