MCC 5499
Miscellaneous Food Stores (Convenience, Markets, etc.)
MCC Code
5499
Category
Food Retail
Known Merchants
10+
About MCC 5499
MCC 5499 covers miscellaneous food stores such as convenience stores, specialty food markets, delicatessens, bakeries selling for take-home, and health food shops. It is commonly confused with 5411 (grocery stores and supermarkets); smaller food stores and convenience chains often use 5499, so they may not qualify for supermarket rewards categories.
Merchant Information
Typical merchants include convenience stores, specialty food shops, and gourmet or health food markets, for example 7-Eleven in many markets. Grocery bonuses tied to 5411 may exclude 5499; check your card's terms.
Best credit card for MCC 5499
Merchants Using MCC 5499
API Access
MCC 5499 is a four-digit Merchant Category Code used to classify businesses that provide miscellaneous food stores (convenience, markets, etc.). This code falls under the Food Retail category.
Credit card networks like Visa and Mastercard use MCC 5499 to:
- Categorize transactions at merchants classified as "Miscellaneous Food Stores (Convenience, Markets, etc.)"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5499 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on food retail spending, transactions at merchants using MCC 5499 may qualify.
Common cards that may offer bonuses on food retail purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5499?
MCC 5499 is a four-digit Merchant Category Code that classifies businesses as "Miscellaneous Food Stores (Convenience, Markets, etc.)". This code falls under the Food Retail category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5499?
Businesses classified under MCC 5499 typically include those that provide miscellaneous food stores (convenience, markets, etc.). We have 10+ merchants in our database using this MCC code.
Does MCC 5499 qualify for credit card rewards?
Whether MCC 5499 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on food retail spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5499 programmatically?
You can access MCC 5499 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.