MCC 5814
Fast Food Restaurants
MCC Code
5814
Category
Food
Known Merchants
10+
About MCC 5814
Covers fast food restaurants where customers order and pay at a counter before receiving food, typically for takeaway or quick consumption. Full-service, sit-down restaurants use 5812, and bakeries use 5462; the split between 5812 and 5814 is a common source of confusion for dining rewards.
Merchant Information
Quick-service restaurant chains such as McDonald's, Burger King and KFC, as well as food kiosks and counter-service outlets. Some card issuers treat this code differently from 5812 for dining rewards; check your card's terms.
Best credit card for MCC 5814
Merchants Using MCC 5814
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API. Seen a merchant use MCC 5814? Report it.
API Access
Related MCC Codes in Food
MCC 5814 is a four-digit Merchant Category Code used to classify businesses that provide fast food restaurants. This code falls under the Food category.
Credit card networks like Visa and Mastercard use MCC 5814 to:
- Categorize transactions at merchants classified as "Fast Food Restaurants"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5814 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on food spending, transactions at merchants using MCC 5814 may qualify.
Common cards that may offer bonuses on food purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5814?
MCC 5814 is a four-digit Merchant Category Code that classifies businesses as "Fast Food Restaurants". This code falls under the Food category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5814?
Businesses classified under MCC 5814 typically include those that provide fast food restaurants. We have 10+ merchants in our database using this MCC code.
Does MCC 5814 qualify for credit card rewards?
Whether MCC 5814 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on food spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5814 programmatically?
You can access MCC 5814 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.