The Cocoa Trees MCC Code - What Category Does The Cocoa Trees Use?

The Cocoa Trees MCC Code - What Category Does The Cocoa Trees Use?

Best credit card for The Cocoa Trees

In Singapore (MCC 5499)

Top miles cards

1.UOB Lady's Card
Chosen bonus category: Dining
Cap Bonus UNI$1,800 per calendar month (= S$1,000 spend)
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-09-24 · Issuer terms ·
4 mpd
2.UOB Lady's Solitaire Card
Chosen bonus category: Dining
Cap Bonus UNI$1,350 (S$750 spend) per calendar month per selected category; max 2 categories (S$1,500/month total) since 1 Aug 2025
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Supermarkets, Dining and Food Delivery
Cap Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here).
Terms checked 2026-10-01 · Issuer terms ·
4 mpd

Top cashback cards

1.UOB One Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.33% cashback
2.Citi Cash Back+ Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.6% cashback
3.DBS Live Fresh Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback

All Singapore cards for MCC 5499

In Philippines (MCC 5499)

Top cashback cards

1.HSBC Gold Visa Cash Back
Dining
Cap PHP 1,200 per calendar month (all cash back)
January-December
Terms checked 2026-09-24 · Issuer terms ·
5% cashback
2.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
Cap P1,000 per statement cycle (total rebates)Min spend P12,000 per cycle on non-bonus-category purchases
If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·
5% cashback

In Vietnam (MCC 5499)

Top cashback cards

1.Sacombank Visa UNIQ Platinum
Supermarkets & convenience stores
Cap VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement
50% on the first transaction in each category within 30 days of activation. Reference merchants: Co.opmart, Aeon, Bach Hoa Xanh, Lotte Mart, GO!, Winmart, 7-Eleven, Circle K, FamilyMart, Ministop…
Terms checked 2026-09-24 · Issuer terms ·
20% cashback
2.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.5% cashback

Based on published card terms; the MCC can differ by payment channel, so check your statement.