MCC 5499 · Miscellaneous Food Stores (Convenience, Markets, etc.) · Food Retail
For MCC 5499 (Miscellaneous Food Stores (Convenience, Markets, etc.)) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.Sacombank Visa UNIQ Platinum
Supermarkets & convenience stores
50% on the first transaction in each category within 30 days of activation. Reference merchants: Co.opmart, Aeon, Bach Hoa Xanh, Lotte Mart, GO!, Winmart, 7-Eleven, Circle K, FamilyMart, Ministop…
Terms checked 2026-09-24 · Issuer terms ·
2.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
10.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5499 as their main code. Seen a different code? Report it.
For MCC 5499 (Miscellaneous Food Stores (Convenience, Markets, etc.)) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement).
MCC 5499 is the merchant category code for Miscellaneous Food Stores (Convenience, Markets, etc.) (Food Retail). MCC 5499 covers miscellaneous food stores such as convenience stores, specialty food markets, delicatessens, bakeries selling for take-home, and health food shops. It is commonly confused with 5411 (grocery stores and supermarkets); smaller food stores and convenience chains often use 5499, so they may not qualify for supermarket rewards categories.
Merchants in Vietnam seen with MCC 5499 include FamilyMart, Bách Hóa XANH, tạp hoá, GS25 Vietnam, GS25, Ministop, Big C, WinMart+. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.