SM Supermarket MCC Code

Best credit card for SM Supermarket

1.UOB One Card
Groceries (supermarkets/grocery stores)
Cap Additional cashback on all selected merchants combined capped at S$120 per statement monthMin spend Quarterly cashback requires, in EVERY statement month of the quarter, min. 10 transactions AND spend of S$600 (Tier 1: S$60/quarter), S$1,000 (Tier 2: S$100/quarter) or S$2,000 (Tier 3: S$200/quarter)
Additional 0% (Tier 1), 2.67% (Tier 2), 4.67% (Tier 3) on MCC 5411 since 1 Jul 2025 = 3.33% / 6% / 8% total. Replaced DFI Retail Group merchant bonus (ended 31 Jul 2025).
Terms checked 2026-09-24 · Issuer terms ·
8% cashback
2.OCBC 365 Credit Card
Groceries
Cap Shared overall cap S$80/S$160 per monthMin spend S$800 per calendar month
In-store (SG and overseas) and online grocery under MCC 5411.
Terms checked 2026-10-01 · Issuer terms ·

1.CIMB Cash Rebate Platinum Credit Card
Groceries
Cap RM30 per month combined across the bonus categoriesMin spend 5% requires monthly statement balance of RM3,000 and above; 2% below RM3,000
Terms checked 2026-09-24 · Issuer terms ·
5% cashback

1.UnionBank Cash Back Visa Platinum
Supermarkets
Cap PHP 1,250 per month (reported)Min spend PHP 10,000 monthly spend outside supermarket/Meralco categories
Without the out-of-category spend, the rebate is lower (tiered)
Terms checked 2026-09-24 · Issuer terms ·
6% cashback
2.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
Cap P1,000 per statement cycle (total rebates)Min spend P12,000 per cycle on non-bonus-category purchases
If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·

Based on published card terms; the MCC can differ by payment channel, so check your statement.