Best credit card for MCC 5411 in Malaysia

1. 1.CIMB Cash Rebate Platinum Credit Card5% cashback · cap: RM30 per month combined across the bonus categories≈ 5.0% back

Miles are converted at your mile value; points cards without a published point value are listed separately below.

Cashback cards

• 1.CIMB Cash Rebate Platinum Credit Card

  Groceries

  Cap RM30 per month combined across the bonus categoriesMin spend 5% requires monthly statement balance of RM3,000 and above; 2% below RM3,000

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  5% cashback

Points cards

• 1.Maybank 2 Platinum Cards (American Express + Mastercard)

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  1 pts per RM1

• 2.PB Quantum Credit Card (Visa / Mastercard)

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  1 pts per RM1

Which credit card is best for MCC 5411 in Malaysia?

For MCC 5411 (Grocery Stores, Supermarkets) in Malaysia, the CIMB Cash Rebate Platinum Credit Card gives the highest cashback at 5% (cap: RM30 per month combined across the bonus categories).

What is MCC 5411?

MCC 5411 is the merchant category code for Grocery Stores, Supermarkets (Retail). MCC 5411 covers grocery stores and supermarkets selling a full line of food for home preparation, including fresh produce, meat, dairy, and packaged goods, along with household items. It is commonly confused with 5499 (Miscellaneous Food Stores, including convenience stores and specialty food shops), 5300 (Wholesale Clubs), and 5310 (Discount Stores).

Which merchants in Malaysia use MCC 5411?

Merchants in Malaysia seen with MCC 5411 include Giant Hypermarket, Lotus's, Lotus's go fresh, Lulu Hypermarket, TF Value-Mart, The Store, 99 Speedmart, AEON BiG. A merchant's MCC can differ by payment channel, so check the code on your statement.