MCC 5411 · Grocery Stores, Supermarkets · Retail
For MCC 5411 (Grocery Stores, Supermarkets) in Philippines, the UnionBank Cash Back Visa Platinum gives the highest cashback at 6% (cap: PHP 1,250 per month (reported)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.UnionBank Cash Back Visa Platinum
Supermarkets
Without the out-of-category spend, the rebate is lower (tiered)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·
3.BPI Amore Cashback Card
Supermarkets / grocery stores
Local or online transactions only; cashback computed per full Php 1,000 increment; Flexipay of merchant allowed
Terms checked 2026-09-24 · Issuer terms ·
4.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 · Issuer terms ·
5.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5411 as their main code. Seen a different code? Report it.
For MCC 5411 (Grocery Stores, Supermarkets) in Philippines, the UnionBank Cash Back Visa Platinum gives the highest cashback at 6% (cap: PHP 1,250 per month (reported)).
MCC 5411 is the merchant category code for Grocery Stores, Supermarkets (Retail). MCC 5411 covers grocery stores and supermarkets selling a full line of food for home preparation, including fresh produce, meat, dairy, and packaged goods, along with household items. It is commonly confused with 5499 (Miscellaneous Food Stores, including convenience stores and specialty food shops), 5300 (Wholesale Clubs), and 5310 (Discount Stores).
Merchants in Philippines seen with MCC 5411 include Ever, All Day Supermarket, Metro Supermarket, Savemore Market, Super Metro, Healthy Options, Landers Superstore, Pick.A.Roo. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.