What MCC code does Polar Bear use for credit card transactions?
1.Axis Bank ACE Credit Card
Swiggy, Zomato and Ola
Website and mobile app of Swiggy, Zomato and Ola; accelerated cashback is identified by the merchants' MIDs. Axis says the merchant list can change without notice. The list was unchanged on the issuer page as of Sep 2026.
Terms checked 2026-09-30 · Issuer terms ·
2.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 ·
Statement descriptors and business names linked to Polar Bear:
Primary MCC
5814
Category
Food
Total MCC Codes
1
Available In
1 region
Data source
Estimated from business type (unconfirmed)
Saw a different MCC for Polar Bear on your statement?
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