MCC 5814 · Fast Food Restaurants · Food
For MCC 5814 (Fast Food Restaurants) in India, none of the cards we track gives a bonus.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Axis Bank ACE Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Flipkart Axis Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.IDFC FIRST Millennia Credit Card
Dining incl. food delivery (10X)
10X = 10 RP per ₹200 (total rate incl. base; base is 3 RP per ₹200). Effective 18 Jun 2026 10X applies from the first eligible transaction with no minimum spend (previously only on incremental spends above ₹20,000 per month). Dining defined by IDFC as MCCs 5812, 5813, 5814. Reward Points are earned only on spends up to the card's credit limit per billing cycle.
Terms checked 2026-09-30 · Issuer terms ·
2.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.Kotak League Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Axis Bank Atlas Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
8.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 5814 as their main code. Seen a different code? Report it.
For MCC 5814 (Fast Food Restaurants) in India, none of the cards we track gives a bonus.
MCC 5814 is the merchant category code for Fast Food Restaurants (Food). Covers fast food restaurants where customers order and pay at a counter before receiving food, typically for takeaway or quick consumption. Full-service, sit-down restaurants use 5812, and bakeries use 5462; the split between 5812 and 5814 is a common source of confusion for dining rewards.
Merchants in India seen with MCC 5814 include Au Bon Pain, Beijing Bites, Blue Tokai Coffee Roasters, Bombay Cutting Chai, Chaayos, Chai Point, Corner House, Dixy Chicken. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.