What MCC code does Oto use for credit card transactions?
2.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.OCBC 90掳N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 路 Issuer terms 路
1.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 路 Issuer terms 路
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
1.Capital One Venture Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
1.Bank of America Customized Cash Rewards Credit Card
Choice category: Home improvement & furnishings
MCCs listed in the program rules. Business-to-business merchants and wholesale distributors may not qualify. Only one choice category active at a time (default Gas & EV charging); it can be changed once per calendar month via Online/Mobile Banking. BofA Rewards / Preferred Rewards members earn 10%-75% more (e.g. 3% becomes up to 5.25%).
Terms checked 2026-09-30 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Primary MCC
5712
Category
Retail
Total MCC Codes
1
Available In
2 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Oto on your statement?
Report the MCC you saw3.Wells Fargo Active Cash Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路