MCC 5712
Equipment, Furniture, Home Furnishings Stores
MCC Code
5712
Category
Retail
Known Merchants
10+
About MCC 5712
MCC 5712 covers furniture, home furnishings, and equipment stores, except appliances, selling items such as sofas, beds, tables, and home decor. It is distinct from 5722 (household appliance stores) and 5714 (drapery, window covering, and upholstery stores). Large furniture chains that also sell food or small goods typically still use 5712.
Merchant Information
Typical merchants include furniture showrooms, mattress stores, and home furnishing chains, for example IKEA or Ashley Furniture. Appliance purchases at dedicated appliance stores are coded 5722.
Best credit card for MCC 5712
Merchants Using MCC 5712
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API. Seen a merchant use MCC 5712? Report it.
API Access
Related MCC Codes in Retail
MCC 5712 is a four-digit Merchant Category Code used to classify businesses that provide equipment, furniture, home furnishings stores. This code falls under the Retail category.
Credit card networks like Visa and Mastercard use MCC 5712 to:
- Categorize transactions at merchants classified as "Equipment, Furniture, Home Furnishings Stores"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5712 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on retail spending, transactions at merchants using MCC 5712 may qualify.
Common cards that may offer bonuses on retail purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5712?
MCC 5712 is a four-digit Merchant Category Code that classifies businesses as "Equipment, Furniture, Home Furnishings Stores". This code falls under the Retail category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5712?
Businesses classified under MCC 5712 typically include those that provide equipment, furniture, home furnishings stores. We have 10+ merchants in our database using this MCC code.
Does MCC 5712 qualify for credit card rewards?
Whether MCC 5712 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on retail spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5712 programmatically?
You can access MCC 5712 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.