MCC 5712 · Equipment, Furniture, Home Furnishings Stores · Retail
For MCC 5712 (Equipment, Furniture, Home Furnishings Stores) in Philippines, the Robinsons Cashback Card, powered by Visa gives the highest cashback at 1% (cap: Php 20,000 per calendar year (combined)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5712 (Equipment, Furniture, Home Furnishings Stores) in Philippines, the Robinsons Cashback Card, powered by Visa gives the highest cashback at 1% (cap: Php 20,000 per calendar year (combined)).
MCC 5712 is the merchant category code for Equipment, Furniture, Home Furnishings Stores (Retail). MCC 5712 covers furniture, home furnishings, and equipment stores, except appliances, selling items such as sofas, beds, tables, and home decor. It is distinct from 5722 (household appliance stores) and 5714 (drapery, window covering, and upholstery stores). Large furniture chains that also sell food or small goods typically still use 5712.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.