What MCC code does Ikea use for credit card transactions?
Ikea transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Ikea:
2.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.OCBC 90掳N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 路 Issuer terms 路
1.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 路 Issuer terms 路
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
1.HSBC EveryMile Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
2.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
3.DBS Black World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Primary MCC
5712
Category
Retail
Total MCC Codes
2
Available In
3 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Ikea on your statement?
Report the MCC you saw1.BOC Chill World Mastercard
Chill Merchants (film, entertainment, local shopping and lifestyle)
10% = 1 Gift Point per HK$1 (0.4%) + 9.6% extra. E-wallet payments (BoC Pay+, AlipayHK, WeChat Pay HK) excluded. Promotion to 31 Dec 2026.
Terms checked 2026-09-30 路 Issuer terms 路
2.Standard Chartered Simply Cash Visa Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路