What MCC code does Goldheart use for credit card transactions?
Precious Stones, Metals, Watches, and Jewelry (Wholesale)
Goldheart transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Goldheart:
2.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Primary MCC
5094
Category
Precious Stones and Metals Watches
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
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3.OCBC 90掳N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.