MCC 5944
Jewellery, Watches, Clocks
MCC Code
5944
Category
Retail
Known Merchants
10+
About MCC 5944
Covers retail stores selling jewellery, watches, clocks and silverware, both new and fine pieces. Watch and jewellery repair shops use 7631, and wholesale jewellery and precious metals dealers use 5094. Transactions can be high in value, particularly for luxury watches and fine jewellery.
Merchant Information
Jewellers, watch retailers, luxury watch boutiques and clock shops. Some card issuers restrict or cap rewards on high-value jewellery purchases; check your card's terms.
Best credit card for MCC 5944
Merchants Using MCC 5944
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API. Seen a merchant use MCC 5944? Report it.
API Access
Related MCC Codes in Retail
MCC 5944 is a four-digit Merchant Category Code used to classify businesses that provide jewellery, watches, clocks. This code falls under the Retail category.
Credit card networks like Visa and Mastercard use MCC 5944 to:
- Categorize transactions at merchants classified as "Jewellery, Watches, Clocks"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5944 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on retail spending, transactions at merchants using MCC 5944 may qualify.
Common cards that may offer bonuses on retail purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5944?
MCC 5944 is a four-digit Merchant Category Code that classifies businesses as "Jewellery, Watches, Clocks". This code falls under the Retail category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5944?
Businesses classified under MCC 5944 typically include those that provide jewellery, watches, clocks. We have 10+ merchants in our database using this MCC code.
Does MCC 5944 qualify for credit card rewards?
Whether MCC 5944 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on retail spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5944 programmatically?
You can access MCC 5944 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.