MCC 5094
Precious Stones, Metals, Watches, and Jewelry (Wholesale)
MCC Code
5094
Category
Precious Stones and Metals Watches
Known Merchants
5+
About MCC 5094
MCC 5094 covers the wholesale sale of precious stones, precious metals, watches, and jewellery, including gemstone dealers and bullion suppliers. It is often confused with 5944 (jewellery, watch, clock, and silverware stores), which covers retail jewellers. Because precious metals and stones can be held as stores of value, this code is sometimes subject to additional scrutiny.
Merchant Information
Typical merchants include diamond and gemstone dealers, bullion and precious metals dealers, and watch and jewellery wholesalers. Some issuers restrict or exclude precious-metal purchases from rewards; check your card's terms.
Best credit card for MCC 5094
Merchants Using MCC 5094
API Access
MCC 5094 is a four-digit Merchant Category Code used to classify businesses that provide precious stones, metals, watches, and jewelry (wholesale). This code falls under the Precious Stones and Metals Watches category.
Credit card networks like Visa and Mastercard use MCC 5094 to:
- Categorize transactions at merchants classified as "Precious Stones, Metals, Watches, and Jewelry (Wholesale)"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5094 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on precious stones and metals watches spending, transactions at merchants using MCC 5094 may qualify.
Common cards that may offer bonuses on precious stones and metals watches purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5094?
MCC 5094 is a four-digit Merchant Category Code that classifies businesses as "Precious Stones, Metals, Watches, and Jewelry (Wholesale)". This code falls under the Precious Stones and Metals Watches category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5094?
Businesses classified under MCC 5094 typically include those that provide precious stones, metals, watches, and jewelry (wholesale). We have 5+ merchants in our database using this MCC code.
Does MCC 5094 qualify for credit card rewards?
Whether MCC 5094 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on precious stones and metals watches spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5094 programmatically?
You can access MCC 5094 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.