MCC 6538
Mastercard MoneySend Funding Transaction
MCC Code
6538
Category
Financial
Known Merchants
0+
About MCC 6538
MCC 6538 is a Mastercard code for MoneySend funding transactions, where a card is debited to fund a person-to-person or account-to-account transfer. It is a network-internal code, often compared with 6540 (non-financial institution funding transactions) and 4829 (wire transfers). It is commonly treated as a high-risk category.
Merchant Information
Not used by ordinary retail merchants; it appears when a card funds a Mastercard MoneySend transfer via a bank or transfer service. Many card issuers exclude this code from rewards or treat it as a cash-like transaction; check your card's terms.
Best credit card for MCC 6538
API Access
Related MCC Codes in Financial
MCC 0011
Commerce Bank ODP
MCC 6010
Manual Cash Disbursements
MCC 6011
Financial Institutions – Automated Cash Disbursements
MCC 6012
Merchandise and Services (Financial Institutions)
MCC 6040
Savings Institutions and Savings and Loan Associations
MCC 6211
Security Brokers/Dealers
MCC 6529
Remote Stored Value Load - Member Financial Institution
MCC 6530
Remote Stored Value Load
MCC 6538 is a four-digit Merchant Category Code used to classify businesses that provide mastercard moneysend funding transaction. This code falls under the Financial category.
Credit card networks like Visa and Mastercard use MCC 6538 to:
- Categorize transactions at merchants classified as "Mastercard MoneySend Funding Transaction"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 6538 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on financial spending, transactions at merchants using MCC 6538 may qualify.
Common cards that may offer bonuses on financial purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 6538?
MCC 6538 is a four-digit Merchant Category Code that classifies businesses as "Mastercard MoneySend Funding Transaction". This code falls under the Financial category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 6538?
Businesses classified under MCC 6538 typically include those that provide mastercard moneysend funding transaction. We have 0+ merchants in our database using this MCC code.
Does MCC 6538 qualify for credit card rewards?
Whether MCC 6538 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on financial spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 6538 programmatically?
You can access MCC 6538 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.