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    API & Database

    API DocsMCP
    MCC Explorer
    Best card by MCCExploreBlogGuidesPricingAPI DocsContactPrivacyTerms

    © 2026 MCC Explorer

    MCC Explorer

    API & Database

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    5. MCC 0011
    Financial

    MCC 0011

    Commerce Bank ODP

    MCC Code

    0011

    Category

    Financial

    Known Merchants

    0+

    About MCC 0011

    MCC 0011 is not part of the standard Visa or Mastercard lists. It appears to be an issuer-specific or internal code, likely tied to overdraft protection transfers at a particular bank, rather than a code assigned to merchants.

    Merchant Information

    Not normally used by retail merchants; transactions under this code are typically bank-originated account movements. Such transfers generally do not qualify for card rewards; check your card's terms.

    API Access

    Fetch this MCC code programmatically:

    GET /api/v1/mcc-codes/0011
    curl -X GET "https://www.mccexplorer.com/api/v1/mcc-codes/0011?include=merchants" \
      -H "x-api-key: YOUR_API_KEY"

    Related MCC Codes in Financial

    MCC 6010

    Manual Cash Disbursements

    MCC 6011

    Financial Institutions – Automated Cash Disbursements

    MCC 6012

    Merchandise and Services (Financial Institutions)

    MCC 6040

    Savings Institutions and Savings and Loan Associations

    MCC 6211

    Security Brokers/Dealers

    MCC 6529

    Remote Stored Value Load - Member Financial Institution

    MCC 6530

    Remote Stored Value Load

    MCC 6531

    Payment Service Provider - Money Transfer

    What is MCC 0011?

    MCC 0011 is a four-digit Merchant Category Code used to classify businesses that provide commerce bank odp. This code falls under the Financial category.

    How is MCC 0011 Used?

    Credit card networks like Visa and Mastercard use MCC 0011 to:

    • Categorize transactions at merchants classified as "Commerce Bank ODP"
    • Determine rewards and cashback eligibility for cardholders
    • Enable expense tracking and reporting for businesses
    • Power fraud detection systems
    Using MCC 0011 in Your Application

    Developers can access MCC 0011 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.

    MCC 0011 and Credit Card Rewards

    Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on financial spending, transactions at merchants using MCC 0011 may qualify.

    Common cards that may offer bonuses on financial purchases include:

    • Cards with rotating quarterly categories
    • Category-specific cards (dining, travel, etc.)
    • Premium cards with broad category bonuses

    Always check your card's terms to verify which MCC codes qualify for bonus rewards.

    Frequently Asked Questions

    What is MCC code 0011?

    MCC 0011 is a four-digit Merchant Category Code that classifies businesses as "Commerce Bank ODP". This code falls under the Financial category and is used by credit card networks to categorize transactions.

    What types of businesses use MCC 0011?

    Businesses classified under MCC 0011 typically include those that provide commerce bank odp. We have 0+ merchants in our database using this MCC code.

    Does MCC 0011 qualify for credit card rewards?

    Whether MCC 0011 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on financial spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.

    How can I look up MCC 0011 programmatically?

    You can access MCC 0011 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.

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