MCC 6538 · Mastercard MoneySend Funding Transaction · Financial
For MCC 6538 (Mastercard MoneySend Funding Transaction) in Vietnam, none of the cards we track gives a bonus. 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
9.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 6538 (Mastercard MoneySend Funding Transaction) in Vietnam, none of the cards we track gives a bonus. 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
MCC 6538 is the merchant category code for Mastercard MoneySend Funding Transaction (Financial). MCC 6538 is a Mastercard code for MoneySend funding transactions, where a card is debited to fund a person-to-person or account-to-account transfer. It is a network-internal code, often compared with 6540 (non-financial institution funding transactions) and 4829 (wire transfers). It is commonly treated as a high-risk category.
Techcombank Spark, Techcombank Everyday exclude MCC 6538 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.