MCC 5965
Combination Catalog and Retail Merchant
MCC Code
5965
Category
Retail/Direct Mktg
Known Merchants
5+
About MCC 5965
Covers direct marketing merchants that sell through both catalogues (print or online) and physical retail stores. Catalogue-only merchants use 5964, and other direct marketing retailers typically use 5969. Transactions may occur in store, online, by phone or by mail order.
Merchant Information
Retailers operating both catalogue or online sales and physical shops. The code reflects the sales channel rather than the type of goods, so merchants range from apparel to household products.
Best credit card for MCC 5965
Merchants Using MCC 5965
API Access
Related MCC Codes in Retail/Direct Mktg
MCC 5965 is a four-digit Merchant Category Code used to classify businesses that provide combination catalog and retail merchant. This code falls under the Retail/Direct Mktg category.
Credit card networks like Visa and Mastercard use MCC 5965 to:
- Categorize transactions at merchants classified as "Combination Catalog and Retail Merchant"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5965 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on retail/direct mktg spending, transactions at merchants using MCC 5965 may qualify.
Common cards that may offer bonuses on retail/direct mktg purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5965?
MCC 5965 is a four-digit Merchant Category Code that classifies businesses as "Combination Catalog and Retail Merchant". This code falls under the Retail/Direct Mktg category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5965?
Businesses classified under MCC 5965 typically include those that provide combination catalog and retail merchant. We have 5+ merchants in our database using this MCC code.
Does MCC 5965 qualify for credit card rewards?
Whether MCC 5965 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on retail/direct mktg spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5965 programmatically?
You can access MCC 5965 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.