MCC 5965 · Combination Catalog and Retail Merchant · Retail/Direct Mktg
For MCC 5965 (Combination Catalog and Retail Merchant) in Vietnam, none of the cards we track gives a bonus. 1 card (VPBank Lady Mastercard) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
9.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5965 (Combination Catalog and Retail Merchant) in Vietnam, none of the cards we track gives a bonus. 1 card (VPBank Lady Mastercard) earn nothing on this code.
MCC 5965 is the merchant category code for Combination Catalog and Retail Merchant (Retail/Direct Mktg). Covers direct marketing merchants that sell through both catalogues (print or online) and physical retail stores. Catalogue-only merchants use 5964, and other direct marketing retailers typically use 5969. Transactions may occur in store, online, by phone or by mail order.
VPBank Lady Mastercard exclude MCC 5965 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.