MCC 5960
Direct Marketing Insurance services
MCC Code
5960
Category
Insurance/Direct Mktg
Known Merchants
4+
About MCC 5960
MCC 5960 covers direct marketing of insurance services, where insurance policies are sold through mail, telephone, or online channels rather than through an agent. It is related to 6300 (insurance sales, underwriting, and premiums) and 6381 (insurance premiums). Because it falls within the direct marketing group, it can carry higher risk monitoring.
Merchant Information
Typical merchants include insurers and brokers selling policies by mail, phone, or online. Insurance payments are commonly excluded from card rewards; check your card's terms.
Best credit card for MCC 5960
Merchants Using MCC 5960
API Access
MCC 5960 is a four-digit Merchant Category Code used to classify businesses that provide direct marketing insurance services. This code falls under the Insurance/Direct Mktg category.
Credit card networks like Visa and Mastercard use MCC 5960 to:
- Categorize transactions at merchants classified as "Direct Marketing Insurance services"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5960 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on insurance/direct mktg spending, transactions at merchants using MCC 5960 may qualify.
Common cards that may offer bonuses on insurance/direct mktg purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5960?
MCC 5960 is a four-digit Merchant Category Code that classifies businesses as "Direct Marketing Insurance services". This code falls under the Insurance/Direct Mktg category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5960?
Businesses classified under MCC 5960 typically include those that provide direct marketing insurance services. We have 4+ merchants in our database using this MCC code.
Does MCC 5960 qualify for credit card rewards?
Whether MCC 5960 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on insurance/direct mktg spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5960 programmatically?
You can access MCC 5960 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.