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    Best card by MCC / Malaysia / MCC 5960

    Best credit card for MCC 5960 in Malaysia

    MCC 5960 · Direct Marketing Insurance services · Insurance/Direct Mktg

    For MCC 5960 (Direct Marketing Insurance services) in Malaysia, none of the cards we track gives a bonus. 1 card (PB Quantum Credit Card (Visa / Mastercard)) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5960

    Best overall

    1. 1.CIMB Cash Rebate Platinum Credit Card0.2% cashback≈ 0.20% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.CIMB Cash Rebate Platinum Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback

    Points cards

    • 1.Maybank 2 Platinum Cards (American Express + Mastercard)

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 pts per RM1

    Cards that earn nothing on this MCC

    PB Quantum Credit Card (Visa / Mastercard)
    Sources (7)
    • CIMB Cash Rebate Platinum Credit Card T&C (version 18 Sep 2024)
    • CIMB Cash Rebate Platinum Credit Card product page
    • Maybank 2 American Express Card Gold/Platinum Weekend Cash Back T&C
    • Maybank 2 Cards: TreatsPoints Rewards T&C
    • Maybank 2 Platinum Cards product page
    • PB Quantum Credit Cards product page
    • Public Bank Exclusion List for Card Rewards (REV280725)
    Merchants in Malaysia using MCC 5960
    Hong Leong Assurance

    Highlighted merchants use MCC 5960 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 5960 in Malaysia?

    For MCC 5960 (Direct Marketing Insurance services) in Malaysia, none of the cards we track gives a bonus. 1 card (PB Quantum Credit Card (Visa / Mastercard)) earn nothing on this code.

    What is MCC 5960?

    MCC 5960 is the merchant category code for Direct Marketing Insurance services (Insurance/Direct Mktg). MCC 5960 covers direct marketing of insurance services, where insurance policies are sold through mail, telephone, or online channels rather than through an agent. It is related to 6300 (insurance sales, underwriting, and premiums) and 6381 (insurance premiums). Because it falls within the direct marketing group, it can carry higher risk monitoring.

    Which merchants in Malaysia use MCC 5960?

    Merchants in Malaysia seen with MCC 5960 include Hong Leong Assurance. A merchant's MCC can differ by payment channel, so check the code on your statement.

    Which cards earn no rewards on MCC 5960 in Malaysia?

    PB Quantum Credit Card (Visa / Mastercard) exclude MCC 5960 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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