MCC 5960 · Direct Marketing Insurance services · Insurance/Direct Mktg
For MCC 5960 (Direct Marketing Insurance services) in India, none of the cards we track gives a bonus. 5 cards (Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.IDFC FIRST Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
For MCC 5960 (Direct Marketing Insurance services) in India, none of the cards we track gives a bonus. 5 cards (Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.
MCC 5960 is the merchant category code for Direct Marketing Insurance services (Insurance/Direct Mktg). MCC 5960 covers direct marketing of insurance services, where insurance policies are sold through mail, telephone, or online channels rather than through an agent. It is related to 6300 (insurance sales, underwriting, and premiums) and 6381 (insurance premiums). Because it falls within the direct marketing group, it can carry higher risk monitoring.
Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card, Kotak League Platinum Credit Card, CASHBACK SBI Card exclude MCC 5960 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.