MCC 5814 · Fast Food Restaurants · Food
For MCC 5814 (Fast Food Restaurants) in Philippines, the EastWest Visa Platinum gives the highest cashback at 8.88% (cap: Php 1,250 per cycle month (combined)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.EastWest Visa Platinum
Dining: restaurants, bars, fast food, food delivery apps
0.3% base + 8.58% bonus
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Dining
January-December
Terms checked 2026-09-24 · Issuer terms ·
3.Robinsons Cashback Card, powered by Visa
Dining, bars, fast food, convenience stores, caterers
Local, international or online; computed in Php 1,000 increments
Terms checked 2026-09-24 · Issuer terms ·
4.HSBC Live+ Credit Card
Fast food restaurants
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5814 as their main code. Seen a different code? Report it.
For MCC 5814 (Fast Food Restaurants) in Philippines, the EastWest Visa Platinum gives the highest cashback at 8.88% (cap: Php 1,250 per cycle month (combined)).
MCC 5814 is the merchant category code for Fast Food Restaurants (Food). Covers fast food restaurants where customers order and pay at a counter before receiving food, typically for takeaway or quick consumption. Full-service, sit-down restaurants use 5812, and bakeries use 5462; the split between 5812 and 5814 is a common source of confusion for dining rewards.
Merchants in Philippines seen with MCC 5814 include Andok's, Angel's Burger, Baliwag, Black Sheep Coffee, Bo's Coffee, BOK, Burger Machine, Chagee. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.