MCC 5531
Auto and Home Supply Stores
MCC Code
5531
Category
Automotive
Known Merchants
2+
About MCC 5531
MCC 5531 covers auto and home supply stores that sell vehicle parts and accessories alongside household goods such as tools, appliances, and garden supplies. It is often confused with 5533 (automotive parts and accessories stores), which covers stores focused mainly on car parts, and with 5200 or 5251 for home improvement and hardware.
Merchant Information
Typical merchants include combined auto and home stores and some car accessory retailers, for example Canadian Tire in Canada. Dedicated auto parts shops are usually coded 5533.
Best credit card for MCC 5531
Merchants Using MCC 5531
API Access
Related MCC Codes in Automotive
MCC 5531 is a four-digit Merchant Category Code used to classify businesses that provide auto and home supply stores. This code falls under the Automotive category.
Credit card networks like Visa and Mastercard use MCC 5531 to:
- Categorize transactions at merchants classified as "Auto and Home Supply Stores"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5531 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on automotive spending, transactions at merchants using MCC 5531 may qualify.
Common cards that may offer bonuses on automotive purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5531?
MCC 5531 is a four-digit Merchant Category Code that classifies businesses as "Auto and Home Supply Stores". This code falls under the Automotive category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5531?
Businesses classified under MCC 5531 typically include those that provide auto and home supply stores. We have 2+ merchants in our database using this MCC code.
Does MCC 5531 qualify for credit card rewards?
Whether MCC 5531 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on automotive spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5531 programmatically?
You can access MCC 5531 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.