MCC 5531
Auto and Home Supply Stores
MCC Code
5531
Category
Automotive
Known Merchants
2+
Merchants Using MCC 5531
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API.
API Access
Related MCC Codes in Automotive
MCC 5531 is a four-digit Merchant Category Code used to classify businesses that provide auto and home supply stores. This code falls under the Automotive category.
Credit card networks like Visa and Mastercard use MCC 5531 to:
- Categorize transactions at merchants classified as "Auto and Home Supply Stores"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5531 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on automotive spending, transactions at merchants using MCC 5531 may qualify.
Common cards that may offer bonuses on automotive purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5531?
MCC 5531 is a four-digit Merchant Category Code that classifies businesses as "Auto and Home Supply Stores". This code falls under the Automotive category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5531?
Businesses classified under MCC 5531 typically include those that provide auto and home supply stores. We have 2+ merchants in our database using this MCC code.
Does MCC 5531 qualify for credit card rewards?
Whether MCC 5531 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on automotive spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5531 programmatically?
You can access MCC 5531 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.