MCC 7538
Automotive Service Shops
MCC Code
7538
Category
Automotive
Known Merchants
10+
About MCC 7538
Covers automotive service shops performing mechanical repair, maintenance and servicing, excluding dealerships. Body repair uses 7531, tyre retailers use 5532 and auto parts stores use 5533. Dealership service departments usually process under the dealer's code, such as 5511.
Merchant Information
Independent car mechanics, auto service centres, oil change and quick lube shops. Transactions are usually for repairs, routine servicing and parts fitted during the visit.
Merchants Using MCC 7538
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API. Seen a merchant use MCC 7538? Report it.
API Access
Related MCC Codes in Automotive
MCC 7538 is a four-digit Merchant Category Code used to classify businesses that provide automotive service shops. This code falls under the Automotive category.
Credit card networks like Visa and Mastercard use MCC 7538 to:
- Categorize transactions at merchants classified as "Automotive Service Shops"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 7538 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on automotive spending, transactions at merchants using MCC 7538 may qualify.
Common cards that may offer bonuses on automotive purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 7538?
MCC 7538 is a four-digit Merchant Category Code that classifies businesses as "Automotive Service Shops". This code falls under the Automotive category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 7538?
Businesses classified under MCC 7538 typically include those that provide automotive service shops. We have 10+ merchants in our database using this MCC code.
Does MCC 7538 qualify for credit card rewards?
Whether MCC 7538 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on automotive spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 7538 programmatically?
You can access MCC 7538 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.