MCC 5094 · Precious Stones, Metals, Watches, and Jewelry (Wholesale) · Precious Stones and Metals Watches
For MCC 5094 (Precious Stones, Metals, Watches, and Jewelry (Wholesale)) in India, none of the cards we track gives a bonus. 4 cards (Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.Kotak League Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.IDFC FIRST Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 5094 as their main code. Seen a different code? Report it.
For MCC 5094 (Precious Stones, Metals, Watches, and Jewelry (Wholesale)) in India, none of the cards we track gives a bonus. 4 cards (Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.
MCC 5094 is the merchant category code for Precious Stones, Metals, Watches, and Jewelry (Wholesale) (Precious Stones and Metals Watches). MCC 5094 covers the wholesale sale of precious stones, precious metals, watches, and jewellery, including gemstone dealers and bullion suppliers. It is often confused with 5944 (jewellery, watch, clock, and silverware stores), which covers retail jewellers. Because precious metals and stones can be held as stores of value, this code is sometimes subject to additional scrutiny.
Merchants in India seen with MCC 5094 include Kushal's Fashion Jewellery. A merchant's MCC can differ by payment channel, so check the code on your statement.
Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card, CASHBACK SBI Card exclude MCC 5094 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.