What MCC code does Lazada use for credit card transactions?
Lazada is one of Southeast Asia's largest e-commerce platforms, operating in Singapore, Malaysia, Indonesia, Thailand, Philippines, and Vietnam. As an Alibaba-backed marketplace, Lazada handles millions of transactions daily.
Lazada transactions are categorized using MCC codes that affect: - **Credit Card Rewards**: Determine if you earn bonus points - **Spending Categories**: How your bank categorizes the purchase - **Expense Reports**: For business and personal accounting
Lazada transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Lazada:
1.OCBC Rewards Card
PROMO: 15X OCBC$ at Watsons, Shopee, Lazada, TikTok Shop, Taobao
Time-limited: 1 Jul 2026 to 31 Mar 2027. Adds 5 OCBC$ per S$1 (+2 mpd) to the 4 mpd rate. Shopee Pay under MCC 5262 and 6540 earns no OCBC$. MCC 5411 grocery purchases on Shopee and Lazada earn no OCBC$.
Terms checked 2026-10-01 · Issuer terms ·
2.Citi Rewards Card
10X Points: in-store shoes, bags & clothes (department stores, apparel, shoes, luggage/leather)
10X = 1 base + 9 bonus ThankYou Points per S$1 (rounded down per transaction); 25,000 TY points = 10,000 miles. Applies online or offline at merchants with these MCCs.
Terms checked 2026-09-24 · Issuer terms ·
3.UOB Lady's Card
Chosen bonus category: Fashion
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Department stores, clothing, shoes, accessories, luggage & leather stores.
Terms checked 2026-09-24 · Issuer terms ·
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 · Issuer terms ·
1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.EastWest Visa Platinum
Department stores (in-store and online)
0.3% base + 8.58% bonus. Standalone apparel, furniture, electronics, cosmetics and appliance stores are excluded, as are supermarkets, convenience stores and drugstores (0.3% only)
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Live+ Credit Card
Shopping
Terms checked 2026-09-24 · Issuer terms ·
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Lazada primarily uses MCC 5262 (Marketplaces) or 5399 (Miscellaneous General Merchandise). The exact code may vary by country and payment method.
Yes, Lazada transactions typically qualify for online shopping bonus categories as they're coded under retail/marketplace MCC codes.
Primary MCC
5311
Category
Retail
Total MCC Codes
12
Available In
2 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Lazada on your statement?
Report the MCC you saw3.HSBC Gold Visa Cash Back
Back-to-school: department stores (May-August only)
Seasonal: May, June, July and August only; outside these months this is not a bonus category
Terms checked 2026-09-24 · Issuer terms ·